Eric Goldberg advises clients on a range of consumer financial services issues. Prior to joining Akerman, Eric was Managing Counsel for Regulations at the Consumer Financial Protection Bureau (CFPB) where he led the Agency’s payments regulatory work. At Akerman, Eric evaluates federal and state regulatory issues that arise for providers of deposit accounts and emerging payments services including prepaid cards and money transfers. He also advises on credit products including credit cards and on fintech products such as those involving virtual currency, blockchain, and consumer data aggregation services. Eric evaluates UDAAP risk and counsels clients on issues arising under EFTA, TILA, TISA, GLBA, BSA, MLA, the Dodd-Frank and FTC Acts, and other consumer finance laws. Eric also assists lenders and fintechs in developing policies and procedures and advises them on development of compliant forms, disclosures, and marketing materials. Eric assists startup fintechs in developing compliant business models, both through state licensing strategies or bank partnerships. Additionally, Eric negotiates agreements and conducts consumer finance due diligence in connection with clients' transactions.

At the CFPB, Eric played a key role in the Bureau’s payments regulatory work. Specifically, he headed the Bureau's policy work on deposit accounts, credit cards, virtual currency and blockchain and helped develop the Bureau's 2017 consumer protection principles for consumer-authorized financial data sharing and aggregation. As the senior attorney on Electronic Fund Transfer Act / Regulation E issues, Eric led several of the Bureau’s key payments rulemakings including the proposal that led to the Bureau’s 2016 extension of Regulations E and Z to most types of prepaid accounts including general purpose reloadable (GPR) cards and mobile wallets. He also led teams on several amendments to the Bureau’s 2012 Regulation E rule regarding remittance transfers. Additionally, Eric led the Bureau’s implementation work that aided banks’ and money transfer companies’ efforts to comply with the remittance rule. Eric also led the team that drafted the Bureau’s now-rescinded rule on arbitration agreements. Finally, he advised Bureau leadership on enforcement and supervisory matters in these and other areas and frequently represented the Bureau in meetings with industry and other U.S. and foreign regulators.

Prior to his time at the CFPB, Eric worked for several years at an international law firm where he defended large financial institutions in putative class actions arising under EFTA, TILA, RESPA, UDAAP, and other Federal and state laws. He also represented clients in various other industries in complex litigation matters.