David Gussio concentrates his practice on complex insurance disputes, serving as coverage counsel to both domestic and international insurers. He has substantial experience analyzing and resolving matters involving environmental, commercial general liability, and professional liability coverages, and is recognized for his strategic advice on coverage analysis, litigation, and dispute resolution.

David’s background includes handling high-severity claims and coverage disputes, with a particular focus on environmental and architect and engineer policies. His regulatory expertise encompasses drafting state-specific policy endorsements, responding to regulatory inquiries, and advising on insurance product filings and compliance issues. He has also provided guidance on policy wordings, cancellations, non-renewals, and legislative developments, helping business units navigate evolving regulatory landscapes across multiple jurisdictions.

David also served in-house at Beazley, a leading specialist insurer and reinsurer in the Lloyd’s market, where he advised on regulatory compliance, product development, and managed complex claims for a diverse portfolio of corporate and SME clients. Previously, he was in-house counsel and project manager for a regional construction company, negotiating and drafting construction agreements and managing litigation. David also has a strong foundation in commercial litigation from private practice, and is an accomplished presenter and collaborator with underwriting teams.