Lenora (Mimi) Lynham is an associate in Akerman’s Consumer Financial Services, Data and Technology (CFS+) Practice Group. Mimi advises an array of financial services companies in regulatory and compliance matters.  Mimi works with earned wage access providers, money transmitters, buy-now-pay-later and other consumer lenders, mortgage companies, and other fintechs and non-banks on analyzing state licensing requirements, on obtaining necessary state licenses, and on compliance with substantive consumer protection laws.  Mimi also assists these clients with analyzing the application of federal consumer finance laws such as the Dodd-Frank Act (including UDAAP), EFTA, TILA, and FCRA to clients' products and services.  In addition, Mimi assists clients on their engagement with federal and state regulators in connection with supervisory and rulemaking matters.