Automobile Insurance

• Represented insurer in class action challenging the alleged failure to pay travel expenses associated with medical treatment arising from auto accidents. Rivera Cruz v. Security Nat. Ins. Co., 2023 WL 2252758 (Fla. 17th Jud’l Cir. Feb. 24, 2023), aff'd, 381 So. 3d 602 (Fla. 4^thDCA 2024)
• Represented insurer in appeal addressing whether Statute requiring auto insurers to offer Florida no-fault (PIP) deductibles required an insured's election or rejection of a deductible in writing. USAA Cas. Ins. Co. v. Emergency Physicians, Inc., 393 So. 3d 257 (Fla. 5^thDCA 2024)
• Represented insurer in uninsured motorist class action addressing compliance with UM selection form requirements. Belidor v. Clay, 2021 WL 1023111 (Fla. 17^thJud'l Cir. Jan. 21, 2021); aff'd, Belidor v. Progressive Express Ins. Co., 338 So. 3d 897 (Fla. 4^thDCA 2022)
• Represented insurer in Florida Supreme Court appeal addressing issue of whether insurer is permitted to cap reimbursement of medical expenses based on the statutory fee schedule contained in the Florida No-Fault (PIP) Statute. MRI Assocs. of Tampa, Inc. v. State Farm Mut. Auto. Ins. Co., 334 So. 3d 577 (Fla. 2021)
• Represented insurer in two appeals addressing the application of the Medicare Multiple Procedure Payment Reduction (MPPR) to medical bills State Farm Mut. Auto. Ins. Co. v. Stand Up MRI of Boca Raton, Inc., 322 So. 3d 87 (Fla. 4th DCA 2021) and State Farm Mut. Auto. Ins. Co. v. Pan Am Diag. Servs., Inc., 321 So. 3d 807 (Fla. 4th DCA 2021).
• Represented insurer in appeal addressing the application of the Florida No-Fault (PIP) Statute's pre-suit demand requirement. Rivera v. State Farm Mut. Auto. Ins. Co., 317 So. 3d 204 (Fla. 3d DCA  2021)
• Represented insurer in class action challenging insurer's alleged use of non-treating physician opinions to determine that claimants did not have emergency medical conditions. AA Suncoast Chiro. Clinic, P.A. v. Progressive Am. Ins. Co., 938 F.3d 1170 (11th Cir. 2019)
• Represented national insurer in class action challenging the constitutionality of a provision of the Florida No-Fault Statute. Scenic Health Alliance, Inc. v. State Farm Mutual Auto. Ins. Co., No. 14-021668 CACE (07), 2018 WL 6004364 (Fla. 17th Jud'l Cir. Oct. 23, 2018)
• Represented an insurer in a class action challenging the insurer’s application of the emergency medical condition provision of the Florida No-Fault Statute. Enivert v. Progressive Select Ins. Co., 62 F. Supp.3d 1352 (S.D. Fla. 2014), aff'd, Robbins v. Garrison Prop. and Cas. Ins. Co., 809 F. 3d 583 (11th Cir. 2015)
• Represented an insurer in a class action seeking to bring a class of "opt-outs" from an earlier auto insurance class action. Bay Area Injury Rehab Specialists Holdings, Inc. v. USAA, 173 So. 3d 1004 (Fla. 2d DCA 2015)
• Represented auto insurers in class actions challenging insurer practices in connection with wage loss coverage. Cortes v. Progressive Am. Ins. Co., 2015 WL 1344668 (S.D. Fla. Feb. 20, 2015) and Pierce v. State Farm Mutual Auto. Ins. Co., 2014 WL 7671718 (S.D. Fla. Dec. 17, 2014)

Homeowners' Insurance

• Represented homeowners' insurer in class action alleging that insurer violated the interest provisions of Fla. Stat. § 627.70131. Riley Heritage Prop. & Cas. Ins. Co. and Williams v. Universal Prop. & Cas. Ins. Co., No. 23-23383, 2025 WL 574244 (11^thCir. Feb. 21, 2025).
• Represented homeowners' insurer in remediation services class action. 911 Dry Solutions, Inc. v. Universal Prop. & Cas. Ins. Co., 2021 WL 4130172 (Fla. 17^thJud'l Cir. Sept. 3, 2021).
• Represented insurer in homeowners’ class action alleging insurer improperly denied hurricane coverage for interior water damage by requiring a visible opening to trigger coverage. Doremus v. Universal Prop. & Cas. Ins. Co., 2020 WL 1822231 (Fla. 17th Jud’l Cir. Mar. 31, 2020)
• Represented a national insurer in a class action challenging the adjustment of claims for a general contractor's overhead and profit in connection with hurricane claims. Mills v. Foremost Ins. Co., 269 F.R.D. 663 (M.D. Fla. 2010)
• Represented an insurer in a class action challenging the application of hurricane deductibles under condominium policies. Fabricant v. Kemper Independence Ins. Co., 474 F. Supp.2d 1328 (S.D. Fla. 2007)

Sales Practices Litigation

• Represented auto insurers in a class action challenging sales practices. Integon Corp. v. Gordon, 953 So. 2d 725 (Fla. 1st DCA 2007)

Subrogation Claims

• Represented insurers in two class action suits dealing with the handling of subrogation claims under auto insurance policies. Monte De Oca v. State Farm Fire & Casualty Co./Snell v. Allstate Indemnity Co., 897 So. 2d 471 (Fla. 3d DCA 2004)
• Represented a national auto insurer in a class action challenging the handling of subrogation claims under auto insurance policies. Kendrick v. State Farm Mutual Auto. Ins. Co., 822 So. 2d 516 (Fla. 3d DCA 2002)

Depreciation

• Represented an insurer in a class action challenging the deduction of depreciation for repairs under auto insurance policies. Rodriguez v. Amstar Ins. Co., 888 So. 2d 760 (Fla. 3d DCA 2004)

Cancellation Practices

• Represented a national auto insurer in a class action challenging policy cancellation practices. Hernandez v. State Farm Fire and Casualty Co., 762 So. 2d 551 (Fla. 3d DCA 2000)

• American Bar Association, Regional Coordinating Editor, "ABA Survey of State Class Action Laws," 2001-2019
• Defense Research Institute, Author, "Florida Supreme Court Addresses the Issue of Automobile Diminished Value Coverage," 2002
• Industrywide Liability News, Defense Research Institute, Author, "Still Breathing: Class Action Settlements after Ortiz v. Fibreboard, Corp.," Fall 1999
• American Bar Association, Section of Litigation, Class Action & Derivative Suits, Author, "From A Defense Standpoint: The Florida Supreme Court's Decision To Permit Aggregation of Claims," April 1995
• 37 Emory Law Journal 171, Author, "Comment, Summary Judgment: The Majority View Undergoes A Complete Reversal In The 1986 Supreme Court," 1988

• Dade County Bar Association, Member
• Florida Defense Lawyers Association, Member

• Best Lawyers, 2006-2025, Listed in Florida for Insurance Law and Litigation - Insurance
• Chambers USA, 2006-2024, Ranked in Florida for Insurance
• Super Lawyers Magazine, 2006-2008, 2012-2022, Listed in Florida for Class Action/Mass Torts
• Daily Business Review, 2015, Most Effective Lawyer Finalist for Class Action
• Super Lawyers Magazine, 2014, Listed in Florida as a "Top 50 Women Lawyer"