Tom Spain counsels and represents clients in complex insurance coverage disputes, particularly those involving professional liability and directors and officers (D&O) liability policies. His practice focuses on defending major insurers and commercial clients in significant matters, including professional and employment liability claims, representations and warranties disputes, reinsurance litigation, and COVID-19-related coverage issues.
Before law school, Tom spent three years at an international insurance broker, developing risk management programs for law firm and consulting firm clients on professional liability, management liability, and employment practices liability accounts. He has also advised insurers on professional liability, directors and officers liability, employment liability, and representations and warranties matters, including drafting coverage position and reservation of rights letters. Tom's experience on both sides of the insurance relationship informs how he approaches employment-related risk, litigation, and transactional matters.