From the pressure to balance profit and competition, to the effect of disasters and climate change, to the unknown future of the Affordable Care Act, the operational challenges facing each segment of the insurance sector are significant and vary widely. The common denominator for all participants is the need to comply with an abundance of state and federal regulations.

Akerman provides guidance on compliance with new and existing rules and regulations governing the insurance sector. Our team of lawyers and policy consultants includes former regulators and insurance company executives with experience that goes beyond simply interpreting statutes and regulations. We have a 360 degree view of the insurance business—from start-up, through operations, to receivership. We understand statutory requirements, know how to design appropriate infrastructure, provide feedback to the legislature as new issues arise, and collaborate with the proper government departments and individuals to solve problems. Our team regularly represents clients before the Office of Insurance Regulation, the Department of Financial Services, the Agency for Health Care Administration, and the Office of the Attorney General in matters related to rates, forms, underwriting rules, marketing, advertising, claims practices, and regulatory implications of class action lawsuits and other litigation.

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